Still Need A Short Sale?

On July 23, 2013, in Qualifying for a Short Sale, Santa Maria Short Sale Agents, by Santa Maria Short Sale Agent

Still Need A Short Sale?   Do you still need a short sale?  The recent increase in home prices in the Santa Maria CA and Orcutt CA has given hope to many homeowners who were stuck hopelessly underwater in their properties.  Indeed, some were able to squeak out of their properties after the recent uptick […]

2013 California Short Sale Tax Relief Bill Passes State Senate Bill 30

On July 2, 2013, in Qualifying for a Short Sale, by Santa Maria Short Sale Agent

2013 California Short Sale Tax Relief Bill Passes State Senate Bill 30   Short sale sellers in California have been in limbo over tax relief since the expiration of the previous tax relief extension which expires at the beginning of this year.  Believe it or not, our legislature has been arguing about the matter for […]

CALHFA Short Sale Successfully Closed By Santa Maria Short Sale Agent

On March 28, 2013, in Short Sale Lenders, by Santa Maria Short Sale Agent

CALHFA Short Sale Successfully Closed By Santa Maria Short Sale Agent I recently closed a short sale with CAL HFA as the lender/servicer.  Short sales with CAL HFA are possible, though not that easy.  CAL HFA is the down payment assistance program that allows borrowers to purchase property with only a 1% down payment.  It […]

Zombie Foreclosures, Yet Another Reason For A Santa Maria Short Sale

On March 6, 2013, in Short Sales vs. Foreclosure, by Santa Maria Short Sale Agent

Zombie Foreclosures, Yet Another Reason For A Santa Maria Short Sale CNN Money recently reported on the subject of “zombie foreclosures.”  For a short sale agent, this is a familiar subject indeed.  Not every homeowner waits around to the bitter end of their dispute with their lender to move out of their home and move […]

Divorce, Unemployment & Job Transfers in Santa Maria CA Short Sales

On January 27, 2013, in Loan Modification, Santa Maria Short Sale Agents, by Santa Maria Short Sale Agent

Santa Maria CA Short Sales – Divorce, Unemployment & Job Transfers Divorce, unemployment and distant job transfers continue to be strong motivators for short sales.  Often homeowners apply for a loan modification before they come to my office for a short sale consultation.  If the person had a reduction in income, or a temporary hardship, […]

What Documents Do I Need for My Santa Maria Short Sale?

On January 13, 2013, in Qualifying for a Short Sale, Short Sale Process, by Tni LeBlanc

What Documents Do I Need for My Santa Maria Short Sale? Every Lender is Different and there are types of short sales as well.  Some borrowers are eligible for a streamlined short sale that requires virtually no documentation from the borrower.  In a streamlined short sale, the lender simply values the property and says yes […]

Fannie Mae Launches A New Short Sale Website

On January 8, 2013, in Qualifying for a Short Sale, by Tni LeBlanc

Fannie Mae Launches A New Short Sale Website Fannie Mae and Freddie Mac have revamped their short sale outreach lately.  Some of those efforts and changes have resulted in mixed reviews including an apparent new approach to property valuations that has some short sale agents in a stir.  As a part of this new effort, […]

Can I Do A Short Sale After A Loan Modification?

On January 7, 2013, in Qualifying for a Short Sale, by Santa Maria Short Sale Agent

Can I Do A Short Sale After A Loan Modification? Loan modifications have been touted as the solution for the housing crisis, but often times they are not.  Why?  All loan modifications are not created equal.  Simply reducing someone’s interest rate without eliminating negative equity with a principal reduction will help some but not all. […]

Mortgage Forgiveness Debt Relief Act Extended for Short Sale Sellers!

On January 4, 2013, in Short Sales vs. Foreclosure, by Santa Maria Short Sale Agent

Great News for Short Sale Sellers!  Mortgage Forgiveness Debt Relief Act Extended! The Mortgage Forgiveness Debt Relief Act has been extended for one more year.  This is great news for those who have been on the sidelines about whether to short sale their personal residence.  The federal tax debt forgiveness has been extended for just […]

How Not to Sell A Short Sale – – The “No Showings” Approach

On January 1, 2013, in Selling the Short Sale, by Santa Maria Short Sale Agent

How Not to Sell A Short Sale – – The “No Showings” Approach Why is selling a home as a short sale without showing it problematic? A short sale is not like a regular sale. Yes, the owner gets to decide what offer they accept and will present to the bank. And yes, the highest […]

Looking for something?

Use the form below to search the site:

Still not finding what you're looking for? Drop a comment on a post or contact us so we can
take care of it!

Legal Notice

The content provided on this website is presented or compiled for your convenience and is provided for informational purposes only. The information provided on this website should not be construed as offering legal, financial or other advice to be relied on by the reader to make or refrain from making any decision or to take any action. The investment, mortgage or financial services or strategies mentioned in and throughout this website may not be suitable for you. Nothing on this website should be construed as a solicitation of properties currently under contract with another broker. Mint Properties is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. Practice limited to the State of California. Solicitations, negotiations and any resulting agreements are deemed offered and accepted in California and California law to be applied to any contractual matter or otherwise is the state of California, to which all subject matter and personal jurisdiction is exclusively conferred. CA DRE LICENSE #01871795
css.php