What Documents Do I Need for My Santa Maria Short Sale?

On January 13, 2013, in Qualifying for a Short Sale, Short Sale Process, by Tni LeBlanc

What Documents Do I Need for My Santa Maria Short Sale? Every Lender is Different and there are types of short sales as well.  Some borrowers are eligible for a streamlined short sale that requires virtually no documentation from the borrower.  In a streamlined short sale, the lender simply values the property and says yes […]

Short Sale With Two Lenders — US Bank & PHH Mortgage Short Sale Successfully Closed

On December 30, 2012, in Short Sale Process, by Santa Maria Short Sale Agent

Short Sale With Two Lenders — US Bank & PHH Mortgage Short Sale Successfully Closed Short sales with more than one lender are more complex.  These two lender plus short sales tend to take longer for approval because you must meet each lenders unique short sale requirements, coordinate approval timelines and keep your buyer engaged […]

CHASE Home Loans & CHASE Home Equity Short Sale Approved in 37 Days!

On December 20, 2012, in Short Sale Approval, Short Sale Process, by Santa Maria Short Sale Agent

CHASE Home Loans & CHASE Home Equity Short Sale Approved in 37 Days! We closed this CHASE short sale in record time – 37 days total for approval.  This short sale was handled well by CHASE – it seems they have made some improvements in their processing, or at least it let’s you know when […]

Is the Heyday of the Santa Maria Short Sale Over?

On December 12, 2012, in Short Sale Process, Short Sales vs. Foreclosure, by Santa Maria Short Sale Agent

Is the Heyday of the Santa Maria Short Sale Over? Probably not. I think the hey day of the “strategic short sale” is at least taking a breather while the future of the Mortgage Forgiveness Debt Relief Act is still being debated. However, there is still a ton of negative equity out there. And even […]

My Bank Sold My Loan – Can I Still Do A Short Sale?

On December 4, 2012, in Short Sale Process, by Santa Maria Short Sale Agent

My Bank Sold My Loan – Can I Still Do A Short Sale? Has your mortgage loan been sold or “service released?”  This should not affect your ability to apply for a short sale on your property.  As a practical matter, it may cause a delay in processing.  It may also affect your ability to […]

How To Make Your Short Sale Shorter

On June 25, 2012, in Short Sale Process, by Santa Maria Short Sale Agent

How To Make Your Short Sale Shorter There are many aspects of the short sale process that are out of a short sale seller’s and short sale agent’s control.  How long the short sale lender will take to process the file, whether there is more than one servicer on your loans, and whether there is […]

Wells Fargo & Short Sales

On June 22, 2012, in Short Sale Lenders, Short Sale Process, by Santa Maria Short Sale Agent

Well Fargo & Short Sales What is the verdict on Wells Fargo and short sales? On a scale of 1 to 10, where 10 is a short sale lender that requires no documents, assigns a negotiator immediately who gives you their direct extension and picks up the phone on Sunday afternoons, and 1 is a bank […]

Two Loans with Two Lenders: Short Sale Closed with Bank of America & Greentree Servicing

On June 13, 2012, in Santa Maria Short Sale Agents, Short Sale Lenders, Short Sale Process, by Santa Maria Short Sale Agent

Two Loans with Two Lenders:  Short Sale Closed with Bank of America & Greentree Servicing This was a pretty difficult short sale, but we got it closed. Short sales with two different lenders can be tricky and time consuming.  Often they have different or unique documentation requirements.  Some lenders, such as Greentree Servicing require that […]

Equator & Short Sales

On June 9, 2012, in Short Sale Lenders, Short Sale Process, by Santa Maria Short Sale Agent

Equator & Short Sales You are probably wondering, what is Equator and how does it affect your short sale?  Equator is a web based computer portal/platform that allows your short sale agent to communicate and process your short sale in an efficient and secure fashion across the web.  Most of the major lenders, including Bank […]

Privacy

On March 23, 2011, in Short Sale Process, by Santa Maria Short Sale Agent

I Want A Short Sale But I Don’t Want A Sign On My Property Many homeowners considering a short sale do not want a sign on their property.  Often they do not want their neighbors and friends to know they are selling or to discover that their home is a short sale.  Is there a […]

Looking for something?

Use the form below to search the site:

Still not finding what you're looking for? Drop a comment on a post or contact us so we can
take care of it!

Legal Notice

The content provided on this website is presented or compiled for your convenience and is provided for informational purposes only. The information provided on this website should not be construed as offering legal, financial or other advice to be relied on by the reader to make or refrain from making any decision or to take any action. The investment, mortgage or financial services or strategies mentioned in and throughout this website may not be suitable for you. Nothing on this website should be construed as a solicitation of properties currently under contract with another broker. Mint Properties is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. Practice limited to the State of California. Solicitations, negotiations and any resulting agreements are deemed offered and accepted in California and California law to be applied to any contractual matter or otherwise is the state of California, to which all subject matter and personal jurisdiction is exclusively conferred. CA DRE LICENSE #01871795
css.php