Still Need A Short Sale?

On July 23, 2013, in Qualifying for a Short Sale, Santa Maria Short Sale Agents, by Santa Maria Short Sale Agent

Still Need A Short Sale?   Do you still need a short sale?  The recent increase in home prices in the Santa Maria CA and Orcutt CA has given hope to many homeowners who were stuck hopelessly underwater in their properties.  Indeed, some were able to squeak out of their properties after the recent uptick […]

2013 California Short Sale Tax Relief Bill Passes State Senate Bill 30

On July 2, 2013, in Qualifying for a Short Sale, by Santa Maria Short Sale Agent

2013 California Short Sale Tax Relief Bill Passes State Senate Bill 30   Short sale sellers in California have been in limbo over tax relief since the expiration of the previous tax relief extension which expires at the beginning of this year.  Believe it or not, our legislature has been arguing about the matter for […]

What Documents Do I Need for My Santa Maria Short Sale?

On January 13, 2013, in Qualifying for a Short Sale, Short Sale Process, by Tni LeBlanc

What Documents Do I Need for My Santa Maria Short Sale? Every Lender is Different and there are types of short sales as well.  Some borrowers are eligible for a streamlined short sale that requires virtually no documentation from the borrower.  In a streamlined short sale, the lender simply values the property and says yes […]

Fannie Mae Launches A New Short Sale Website

On January 8, 2013, in Qualifying for a Short Sale, by Tni LeBlanc

Fannie Mae Launches A New Short Sale Website Fannie Mae and Freddie Mac have revamped their short sale outreach lately.  Some of those efforts and changes have resulted in mixed reviews including an apparent new approach to property valuations that has some short sale agents in a stir.  As a part of this new effort, […]

Can I Do A Short Sale After A Loan Modification?

On January 7, 2013, in Qualifying for a Short Sale, by Santa Maria Short Sale Agent

Can I Do A Short Sale After A Loan Modification? Loan modifications have been touted as the solution for the housing crisis, but often times they are not.  Why?  All loan modifications are not created equal.  Simply reducing someone’s interest rate without eliminating negative equity with a principal reduction will help some but not all. […]

Will Short Sales Be Pushed Off the Fiscal Cliff?

On December 26, 2012, in Qualifying for a Short Sale, Santa Maria Short Sale Agents, by Santa Maria Short Sale Agent

Will Short Sales Be Pushed Off the Fiscal Cliff? We can’t seem to hear enough about the fiscal cliff these days.  Undoubtedly, the decision to extend the Mortgage Forgiveness Debt Relief Act is bound up in the logjam of the fiscal cliff.  Indeed, given the current financial crisis, even the mortgage interest deduction seems up […]

Is 6 Months Too Long For Short Sale Approval?

On December 22, 2012, in Qualifying for a Short Sale, by Santa Maria Short Sale Agent

Is 6 Months Too Long For Short Sale Approval? I think 6 months is way too long for short sale approval.  Short sale approval doesn’t happen in one day and buyers need to understand that — I get it.  Lately, I’ve come across several short sale listings where the listing agent asks the buyer to […]

Significant Freddie Mac Short Sale Changes (Part One)

On December 8, 2012, in Qualifying for a Short Sale, by Santa Maria Short Sale Agent

Significant Freddie Mac Short Sale Changes This week I sat in on a webinar offered by Freddie Mac.  The purpose was to educate short sale agents and would be short sale agents on recent changes Freddie Mac made to the way they handle short sales.  It was overall a useful webinar full of lots of […]

A Short Sale is not for Everyone

On October 14, 2012, in Qualifying for a Short Sale, by Santa Maria Short Sale Agent

A Short Sale is not for Everyone There are a lot of people jumping on the short sale bandwagon.  Their friends and friends of a friend did a short sale, so they think “why not me?”  Like so many others, they are underwater and their payments are not comfortable, especially with the cost of gas, […]

Can I Rent My Home After A Short Sale?

On August 20, 2012, in Qualifying for a Short Sale, Selling the Short Sale, by Santa Maria Short Sale Agent

Can I Rent My Home After A Short Sale? Generally speaking the answer is no.  Once you miss enough payments for your lender to file a Notice of Default, you will be contacted by a bunch of different people and entities that promise “foreclosure help.”  One of the offers you might receive goes something like […]

Looking for something?

Use the form below to search the site:

Still not finding what you're looking for? Drop a comment on a post or contact us so we can
take care of it!

Legal Notice

The content provided on this website is presented or compiled for your convenience and is provided for informational purposes only. The information provided on this website should not be construed as offering legal, financial or other advice to be relied on by the reader to make or refrain from making any decision or to take any action. The investment, mortgage or financial services or strategies mentioned in and throughout this website may not be suitable for you. Nothing on this website should be construed as a solicitation of properties currently under contract with another broker. Mint Properties is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. Practice limited to the State of California. Solicitations, negotiations and any resulting agreements are deemed offered and accepted in California and California law to be applied to any contractual matter or otherwise is the state of California, to which all subject matter and personal jurisdiction is exclusively conferred. CA DRE LICENSE #01871795
css.php