Seterus Short Sale Approved in 27 Days!

On June 27, 2012, in Qualifying for a Short Sale, by Santa Maria Short Sale Agent

Seterus Short Sale Approved in 27 Days!  Not all short sales are long, drawn out, and awful.  I just closed this Seterus short sale and it was a breeze.  What helped?  The seller’s financial documents were ready on day one so I was able to immediately submit a complete package, we got an excellent offer […]

How To Make Your Short Sale Shorter

On June 25, 2012, in Short Sale Process, by Santa Maria Short Sale Agent

How To Make Your Short Sale Shorter There are many aspects of the short sale process that are out of a short sale seller’s and short sale agent’s control.  How long the short sale lender will take to process the file, whether there is more than one servicer on your loans, and whether there is […]

Wells Fargo & Short Sales

On June 22, 2012, in Short Sale Lenders, Short Sale Process, by Santa Maria Short Sale Agent

Well Fargo & Short Sales What is the verdict on Wells Fargo and short sales? On a scale of 1 to 10, where 10 is a short sale lender that requires no documents, assigns a negotiator immediately who gives you their direct extension and picks up the phone on Sunday afternoons, and 1 is a bank […]

Two Loans with Two Lenders: Short Sale Closed with Bank of America & Greentree Servicing

On June 13, 2012, in Santa Maria Short Sale Agents, Short Sale Lenders, Short Sale Process, by Santa Maria Short Sale Agent

Two Loans with Two Lenders:  Short Sale Closed with Bank of America & Greentree Servicing This was a pretty difficult short sale, but we got it closed. Short sales with two different lenders can be tricky and time consuming.  Often they have different or unique documentation requirements.  Some lenders, such as Greentree Servicing require that […]

Equator & Short Sales

On June 9, 2012, in Short Sale Lenders, Short Sale Process, by Santa Maria Short Sale Agent

Equator & Short Sales You are probably wondering, what is Equator and how does it affect your short sale?  Equator is a web based computer portal/platform that allows your short sale agent to communicate and process your short sale in an efficient and secure fashion across the web.  Most of the major lenders, including Bank […]

Short Sale vs. Foreclosure: The Notice of Default

On June 5, 2012, in Short Sales vs. Foreclosure, by Santa Maria Short Sale Agent

Short Sale vs. Foreclosure:  The Notice of Default In California, a Notice of Default will typically be filed by the lender after the third missed payment.  Once a Notice of Default is filed, the lender has begun the formal process of foreclosure.  Three months after a Notice of Default is filed, the lender may file […]

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