Divorce, Unemployment & Job Transfers in Santa Maria CA Short Sales

On January 27, 2013, in Loan Modification, Santa Maria Short Sale Agents, by Santa Maria Short Sale Agent

Santa Maria CA Short Sales – Divorce, Unemployment & Job Transfers Divorce, unemployment and distant job transfers continue to be strong motivators for short sales.  Often homeowners apply for a loan modification before they come to my office for a short sale consultation.  If the person had a reduction in income, or a temporary hardship, […]

BofA Introduces “Negotiation Agreement” for Loan Modifications

On December 16, 2012, in Loan Modification, by Santa Maria Short Sale Agent

BofA Introduces “Negotiation Agreement” for Loan Modifications Recently, I was forwarded a recent loan modification agreement packet sent to a Bank of America borrower.  It included a document I hadn’t seen before.  It is entitled a “negotiation agreement.”  I’m not sure if they are using this agreement throughout the country or just California.  Definitely this […]

5 Reasons Why A Loan Modification May Not Be the Answer for You

On December 10, 2010, in Loan Modification, by Santa Maria Short Sale Agent

5 Reasons Why A Loan Modification May Not Be the Answer for You When considering whether you should pursue a short sale or a loan modification, homeowners should consider and discuss the following issues with their legal counsel and tax advisor. •1)      Not every loan modification solves an equity problem.  If your house is worth […]

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