Divorce, Unemployment & Job Transfers in Santa Maria CA Short Sales

On January 27, 2013, in Loan Modification, Santa Maria Short Sale Agents, by Santa Maria Short Sale Agent

Santa Maria CA Short Sales – Divorce, Unemployment & Job Transfers Divorce, unemployment and distant job transfers continue to be strong motivators for short sales.  Often homeowners apply for a loan modification before they come to my office for a short sale consultation.  If the person had a reduction in income, or a temporary hardship, […]

What Documents Do I Need for My Santa Maria Short Sale?

On January 13, 2013, in Qualifying for a Short Sale, Short Sale Process, by Tni LeBlanc

What Documents Do I Need for My Santa Maria Short Sale? Every Lender is Different and there are types of short sales as well.  Some borrowers are eligible for a streamlined short sale that requires virtually no documentation from the borrower.  In a streamlined short sale, the lender simply values the property and says yes […]

Fannie Mae Launches A New Short Sale Website

On January 8, 2013, in Qualifying for a Short Sale, by Tni LeBlanc

Fannie Mae Launches A New Short Sale Website Fannie Mae and Freddie Mac have revamped their short sale outreach lately.  Some of those efforts and changes have resulted in mixed reviews including an apparent new approach to property valuations that has some short sale agents in a stir.  As a part of this new effort, […]

Can I Do A Short Sale After A Loan Modification?

On January 7, 2013, in Qualifying for a Short Sale, by Santa Maria Short Sale Agent

Can I Do A Short Sale After A Loan Modification? Loan modifications have been touted as the solution for the housing crisis, but often times they are not.  Why?  All loan modifications are not created equal.  Simply reducing someone’s interest rate without eliminating negative equity with a principal reduction will help some but not all. […]

Mortgage Forgiveness Debt Relief Act Extended for Short Sale Sellers!

On January 4, 2013, in Short Sales vs. Foreclosure, by Santa Maria Short Sale Agent

Great News for Short Sale Sellers!  Mortgage Forgiveness Debt Relief Act Extended! The Mortgage Forgiveness Debt Relief Act has been extended for one more year.  This is great news for those who have been on the sidelines about whether to short sale their personal residence.  The federal tax debt forgiveness has been extended for just […]

How Not to Sell A Short Sale – – The “No Showings” Approach

On January 1, 2013, in Selling the Short Sale, by Santa Maria Short Sale Agent

How Not to Sell A Short Sale – – The “No Showings” Approach Why is selling a home as a short sale without showing it problematic? A short sale is not like a regular sale. Yes, the owner gets to decide what offer they accept and will present to the bank. And yes, the highest […]

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